Upright: Wealth, inheritance, family, establishment, retirement
Reversed: Financial failure, loneliness, loss

The Ten of Pentacles is a card of culmination and final fulfilment. The card shows an aged, wise man sitting comfortably just outside an archway leading into a town. He is surrounded by his family and his dogs and wears a rich robe decorated with images of grapevines, crescent moons, and other symbols. Behind the laughing couple under the arch, a young boy reaches playfully to pet one of the dogs. This card is a symbol of financial security, accomplishment, and comfort. The patriarch is able to rest and enjoy the fruits of his labours in retirement while he looks on at the lives of his children and grandchildren. This is a man who has accomplished a great deal during his life and is now able to rest in the satisfaction of knowing that what he has created will provide value and joy to others, even when he is gone.

As a Ten, the Ten of Pentacles is such a great sign that despite challenges and setbacks along the way, you will finally reach a point of completion and accomplishment in your journey. This sense of accomplishment is likely to be as a result of an improved career path, more solid financial reserves, a stable home environment and a possible committed and long-term relationship. This is one of those cards that shows that everything will eventually come together in a wonderful way and you will feel highly successful and proud of everything you have achieved. You will also feel compelled to share this success with others to ensure that they are also well cared for.
This card reminds me of the wealthy retired father figure who can now finally relax and enjoy his family and his home. He has worked incredibly hard over his lifetime in order to build up wealth, prosperity and security. He now has the financial reserves to share with his family to ensure that they are well supported now and in the future, which in turn leaves him feeling happy and content with his ability to ‘provide’.
With the focus on the family, you may be more inclined to direct a lot of your energy into ensuring that your family has everything that they need, from finances, to security and a good home life. You want to ensure that your children and family will always have everything they need.
The Ten of Pentacles shows how family, or even extended family, is incredibly important. It represents tradition, being a part of something bigger and realising that the blood of your ancestors runs through your veins. It signifies that you are part of a long chain of individuals who subsequently creates a family, a ‘tribe’ and a society. It provides structure where you can sit safely and comfortably, knowing that you are a part of history and heritage.
The Ten of Pentacles is also a card of affluence and wealth. You are blessed with material abundance and are now free from any sort of money troubles. You feel financially secure and you are fortunate enough to have luck and success on your side to ensure your financial reserves are high.
This card reflects permanence and creating a lasting foundation for future success. It is a card of commitment to a sustainable future, taking into consideration not just the short-term benefits of a particular venture but also the long-term benefits. It is about investing in the long-term and knowing that you need a consistent approach in order to achieve success that will last the test of time.

Upright, the Ten of Pentacles shows a beautiful picture of a family within a huge castle. The ‘man of the house’ looks so happy to have finally accomplished everything that he has in life and is glad that he can now provide for his family for many years to come. This is one of those ultimate commitment cards often associated with marriage, financial success and established families. Reversed, however, it suggests that there is something getting in the way of this picture. The stability and security of the family unit, the marriage or the financials has been undermined and there is no longer that feeling of stability. In some cases, it can mean that a marriage has come to an end very recently and it is now going through a process of divestment. In other cases, it can mean that this is a temporary state of flux and there is still the possibility that it can get back on track.
Reversed, the Ten of Pentacles is about failure on a financial level. This card indicates financial loss, problems with investments, and lack of resources. Despite a lot of time and effort, there seems to be many limitations to future success as a result of a poor foundation. In some cases, this card represents the problems of money, such as fears about finances and quarrels over property, as finances become an impediment to the enjoyment of life. It could indicate that you are beset with financial burdens and responsibilities.
In a relationship reading where the relationship is relatively new, the reversed Ten of Pentacles suggests that while you are keen to progress this relationship further, you are still not 100% sure that it has potential for the long-term and you may be questioning whether your partner is truly husband/wife material or not. You may be looking for a long-term relationship but you are unsure that your partner is going to be the one who will provide that long-term commitment.
Similarly, if you are single, the reversed Ten of Pentacles suggests that you are looking for a fun relationship at this stage, not anything more committed than that. You would prefer something that is just casual but still secure enough to know that you are a couple.


General Meaning
The Ten of this suit represents the final result of cumulative efforts — perhaps after generations of effort — resulting in such abundance that it directly and indirectly supports a lot of people. One layer of meaning refers to the pride of supporting your own lineage of well-loved souls.
Imagine a flow of abundant resources so abundant that you are filled with not only pride but self-respect and gratitude. Such bounty can impact the destiny of many families and generations. Nobility obligates is possessors, and the obligation must be passed down from generation to generation along with the abundance and freedom.

In the Advice Position
You have the potential power to be a benefactor.
The card in the Advice position suggests a course of action which will harmonize what you want with what is currently possible.
The Ten of Coins in this position advises that you think of yourself as one who may be of great benefit to people. No matter whether it be a service, an invention or an idea — you know you are holding a storehouse of value. Your potential treasure is enough to take care of you and yours for a long time. Exactly how are you going to administer the rewards of your talent?
Recall the time when you began this current path or endeavor. Remember your sincerity, your innocence and your original vision. Can you reproduce success and sustain inspiration as the administrator of your present abundance? Think of every act of spending and investing and securing as the sowing of seed that will sprout and produce another money tree in somebody else’s yard. How can you get really clever and inventive at throwing those seeds? This is your next assignment.



On many cards, we see a cluster of buildings off in the distance. In the Ten of Pentacles, we finally arrive in that village – in the middle of the marketplace. The family we see is carrying on the affairs of everyday life. A patriarch, dressed in a luxurious robe, pats his hounds as he watches over the younger generations. A man and woman converse in passing as their child plays at their feet. Coins (money) are in the air.

The Ten of Pentacles stands for the ultimate in worldly and material success. Sometimes I jokingly call it the “fat cat” card because it reminds me of the aura of prosperity that surrounds wealthy men and women of business. This is the card you want to see if you are wondering how your latest enterprise will turn out. Wealth and affluence are yours.

When we achieve material success, we naturally want it to last. This is the conservative, Establishment side of the Ten of Pentacles. Why rock the boat when life is fine just the way it is? In readings, this card often stands for convention – following established guidelines and maintaining the status quo. Fat cats are rarely radicals; they love tradition and the tried-and-true. Sometimes it is important to trust the known ways, but only when change is inadvisable.

The Ten of Pentacles is also concerned with permanence. Change is an unavoidable part of life, but constant change is uncomfortable. We need stability and the chance to work for a secure foundation in life. In readings, this card may be telling you to concentrate on the long-term. Work toward a lasting solution. Now may be the time to settle down and make the arrangements that will work for you far into the future.


Ten of Pentacles Tarot Card Key Meanings:
Unexpected financial windfall, lump sum, will, deeds, trust funds, inheritance, solid foundations, privilege, inherited issues, ancestry, family home/ business/ responsibilities/ values/ support/ issues/ riches, old money, affluence, business empire, domestic bliss, contracts, pensions, long term financial security/ stability, being conventional/traditional, settling down, pre-nuptials, marriage, marrying into money

General meaning and interpretation
In a general context, the Ten of Pentacles represents solid foundations, security and happiness in all areas of your life. Like all Pentacle cards it is usually connected to financial or material issues so you can expect especially good things in those areas of your life when it appears. It is also a good card to get in relation to family as it represents family responsibilities, family values and support. You could find yourself tracing your ancestry or discovering your family tree when it appears. You may be feeling very close to your family at this time, as the Ten of Pentacles can signify domestic harmony. Or you may be looking forward to a family event, celebration or gathering. This Minor Arcana card can represent being conventional and embracing old school traditions. Life should be stable and settled when it appears in your Tarot reading.

In a health context, the Ten of Pentacles is usually a good card to get as it represents long term stability which suggests a healthy life is possible long term. If you have been having any health issues, it may be worth looking to your family history to check if the issue you are experiencing is inherited. This card can indicate that you will have support of those around you through any health issues and it is usually a good omen for healing.

Love & Relationships
In a love Tarot reading, if you are in a relationship, the Ten of Pentacles is an indication of long-term security and stability. Your relationship will be based on a solid foundation when this card appears in your Tarot reading. It is also the Minor Arcana card of domestic harmony or bliss and can signify a conventional or traditional approach to family values. If you have been hoping for a deeper commitment, this card can indicate that it is on the way as it usually signifies moving in together, settling down, engagement, pre-nuptial agreements and marriage. It can also represent marrying into a wealthy family. The Ten of Pentacles bodes well for you and your family’s future and can signify that provisions are being put in place to secure it, such as buying a house, setting up a pension or making a will. If have been going through a rough patch, it can indicate that you or your partner’s issues may be inherited or conflict may be arising from a difference in backgrounds or family traditions. These issues can be resolved if you recognise the root cause of the conflict or if you are willing to compromise and find a way to merge your traditions and create new ones that are unique to you. If you are single, the Ten of Pentacles can indicate that a new love will come into your life. This may be someone who shares you values and could potentially be someone you will want to settle down with or have a long-term relationship with.

Money & Career
In a career context, the Ten of Pentacles is a good omen as it can signify a business becoming an empire. It can also indicate that you may go into business with family. It can also indicate that your new or current job is secure and will provide you with stability long term. This Minor Arcana card can also represent working for a company that is traditional or conventional. In a financial Tarot spread, the Ten of Pentacles is a great card to get! It usually signifies an unexpected financial windfall such as an inheritance or lump sum of money coming to you. It can also signify putting financial provisions in place for the future such as starting a pension, making a will or setting up trust funds. The Ten of Pentacles represents wealth, affluence, privilege, family riches or old money.

In a spiritual context, the Ten of Pentacles can indicate that you are finding peace and happiness in all areas of your life. Your spiritual journey has led you to this point, where you have manifested that which makes you truly happy and fulfilled in your life. Enjoy it and remember to share your blessings with those around you.
Ten of Pentacles Reversed Tarot Card Key Meanings:
Disputed inheritance/ being excluded from/not leaving a will, unexpected changes, financial disaster, bankruptcy, huge losses/debts, collapse of an empire, illegal activity, money laundering, rocky foundations, losing everything, family feuds/ burdens/ neglect, domestic disputes, fighting over money, divorce, “new money”, faking wealth/affluence, instability, breaking traditions, unconventional, marrying for money, cold-heartedness

General meaning and interpretation
In a general context, the Ten of Pentacles reversed can represent rocky foundations, insecurity and instability your life. There is an element of dishonesty associated with this reversed card and a warning to steer clear or illegal or shady activities as they will not go well for you. It is not a great card to get in relation to family as it can signify family feuds, family burdens, neglecting the family, domestic disputes and disputes over a will or inheritance. You may not be feeling very connected to your family at this time as the Ten of Pentacles can signify disharmony or dreading a family event, celebration or gathering. This Minor Arcana card can represent being unconventional and breaking with traditions. You may experience sudden or unexpected changes or losses or you may be feeling like you have lost everything when it appears. Remember, however, that it is often the most difficult or challenging situations that give us the opportunity to learn and grow.

In a health context, the Ten of Pentacles reversed can indicate a sudden unexpected change in terms of health. If this has resulted in a health issue for you, the Ten of Pentacles reversed is a strong indicator that your illness or condition may be genetic or inherited.

Love & Relationships
In a love Tarot reading, if you are in a relationship, the Ten of Pentacles reversed is not a great omen as it can be an indication of instability, insecurity or divorce. Your relationship may be based on rocky foundations or you may be neglecting your relationship for materialistic pursuits when this card appears in your Tarot reading. Or it can simply signify that you may be questioning whether your relationship will be stable in the long term. It is also the Minor Arcana card of domestic disputes or disharmony and can indicate that you and your partner may be having arguments over money or finding that financial burdens are putting a strain on your relationship. This card can signify an unconventional or non-traditional approach to family values or relationships. The Ten of Pentacles reversed can also represent marrying for money rather than love. If you are single, the Ten of Pentacles reversed can indicate that you are not looking for a long term relationship or may not be ready for a committed relationship. At this point, you may just want a fun, casual relationship. Alternatively, it can indicate that a non-traditional or unconventional relationship may be on the horizon.

Money & Career
In a career context, the Nine of Pentacles reversed is a not a great omen as it can indicate failure due to lack of effort. You should not expect success if you are not prepared to work for it. Alternatively, you may have been working too hard or putting so much effort into your career that you are letting the rest of your life slip by you. If you are in business, it can be an indication that you need to review your security. This Minor Arcana card can signify scams, con artists and theft of property or possessions so be very wary of who you trust, check all contracts and agreements before signing and be security conscious when it appears. In a financial Tarot reading, the Nine of Pentacles reversed can represent being financially reckless, overspending and living beyond your means. It can also represent a lack of financial independence, stability or security. If you are tempted to engage in risky financial deals, this card tells you to reconsider. It also warns you not to put your money into “get rich quick” schemes or shady investments as they are likely to result in failure and leave you broke.

In a spiritual context, the Ten of Pentacles reversed can indicate that something may be blocking you from experiencing true fulfilment. This can signify a focus on materialism to the point of cold-heartedness. If that is the issue, you will need to refocus on your true inner spirit in order to find happiness. Alternatively, this card can mean that you will find yourself considering other unconventional spiritual paths when it appears as it can indicate a break with convention or tradition. Be open to this exploration.