Upright: Isolation, insecurity, worry, financial loss, poverty
Reversed: Recovery from financial loss, spiritual poverty

The Five of Pentacles, like the fives in the other suits, portrays a situation of adversity. In this card, a destitute couple walk through the snow outside the stained glass of a brightly lit church window. The church is symbolic of providing spiritual comfort while helping those who cannot help themselves. The man uses a crutch because of his crippled leg and the woman attempts to cover herself with her threadbare shawl. Both appear to be living in poverty and with little or no possessions.

The Five of Pentacles typically points to a time of financial strife, poverty and adversity and indicates that you have suffered a significant financial loss or failure. This card shows the many faces of material misfortune and lack, including loss of funds, general poverty, illness, unemployment, and solitude. If you have suffered a loss, know that there are people around you who are willing to help. There is always a solution and always a way out, so either open your eyes and go to it, or close your eyes and let the inner light guide you.
Often, what has caused these financial problems is a matter of your own emotions – greed will lead to loss, anxiety will lead to error, possessiveness will lead to solitude. By focusing on the material, you lose sight of your spiritual development. You may be rich for a while but all will be lost if you learn nothing.
On a psychological level, the Five of Pentacles may indicate difficulty with your relationship to money and material things. If money becomes the primary motivating force in life and the gauge by which you judge your worth, the lack of it may produce anxiety and a sense of being excluded from the good things money can provide. For example, if you are unfortunate enough to encounter financial difficulties such as the loss of employment or an investment gone belly-up, you may fall into the trap of losing faith in your ability to recreate a positive financial situation for yourself. Therefore, you should not only consider your actual financial circumstances but also your attitudes toward money. What fears do you have around money and wealth? Are you anxious about never having enough, or do you have faith in your ability to manifest what you need to live a prosperous, fulfilled life no matter what your circumstances? Often wealth is based as much on your psychological state as your actual financial state.
In a world that often equates success with financial wealth, the loss shown on the Five of Pentacles can be a humbling blow to your self-esteem and sense of self-worth. This loss can occur in any number of ways but even though an external event may seem to be the cause, this card often reflects that the loss is something you have bought upon yourself. There is a spiritual loss that often precedes or accompanies loss of material wealth.
The Five of Pentacles can also point to a time of being alone, feeling abandoned, ignored and unwanted. You may be excluded from group events or you are being ostracised by others. You are in desperate need of support and comfort from those who actually care.

The Five of Pentacles reversed indicates an end to difficult times, particularly if you have recently suffered a major financial loss or job loss. You may find new sources of income, a new job, or someone has offered to help you out while you get back on your feet. You may be starting to feel as if life is worth living again and starting to regain your self-confidence. Finally you can see a way out of your financial difficulties and your hope is being renewed.
The reversed Five of Pentacles can sometimes indicate the persistence of inner, spiritual poverty. It reflects a time when you feel isolated and alone, even if surrounded by many people. You may feel as though something is just completely out of place and you are struggling to place your finger on what it is. Return to the Four of Pentacles and you may come to realise that you have placed too much emphasis on your material wealth and have neglected your spiritual well-being.



Five of Pentacles Tarot Card Key Meanings:
Temporary financial hardship, negative change in circumstances, feeling left out in the cold, financial loss, recession, feeling the world is against you, adversity, struggle, hardship, bad luck, homelessness, poverty, unemployment, financial ruin, bankruptcy, outcast, alienation, illness, divorce, breakups, scandal, disgrace

General meaning and interpretation
In a general context, the Five of Pentacles is not a great card to get as it represents hardship, rejection or a negative change in circumstances. You may be feeling like the world is against you and nothing is going your way when it appears. It can signify bad luck, struggles or adversity. Homelessness, unemployment, alienation and poverty are all represented by this Minor Arcana card and it can signify illness, divorce, breakups or scandals causing turmoil in your life. If you are feeling left out the cold, firstly, remember that this situation is only temporary and then ask yourself if you are reaching out for any help or support that is available. There is help out there for you. It may be in the form of moral support from friends or family, financial assistance from social welfare, or even the kindness of strangers but whatever it is, take it. Nothing lasts forever and this hardship too shall pass.

In a health Tarot spread, the Five of Pentacles can indicate a period of illness or health issues. These health issues may be brought on by other factors in your life. For example, if you are having a tough time financially you may find yourself getting stress related illnesses or just getting run down with the worry of it. If you are struggling with adversity in your life, it is important to try and take care of yourself in terms of your health. So try taking a few moments each day to meditate and ground yourself.

Love & Relationships
In a love Tarot reading, the Five of Pentacles is not a good omen to get. If you are in a relationship, it can indicate that you may be struggling with feeling abandoned, ignored or unloved within the relationship. You may be rejected or left out in the cold by your partner and in its extreme negative it can signify breakups, separations or divorce. It can also represent scandal, illegitimate children or being in a relationship that is considered improper or disgraceful by those around you. However, it can simply indicate that you and your partner could be struggling with financial issues or health problems and this may be causing a strain on your relationship. If you love each other you will have to make a decision to pull together instead of apart. If you are single, the Five of Pentacles can be an indication that you are feeling rejected or have been given the cold shoulder by someone you’re interested in. You may be feeling lonely, isolated or like an outcast. It can also simply represent being a single parent and the struggles that can bring.

Money & Career
In a career Tarot spread, the Five of Pentacles is not a good omen as it can represent unemployment, job losses or going out of business. If you have lost a job or business you may be reliant on social welfare and this may be negatively affecting your confidence or causing you stress. Alternately, you may be finding your job a struggle but not see another option or you may be feeling like an outcast or isolated in your workplace. Whatever the case, the situation will not last forever so try to stay positive and work on finding alternatives. In a financial context, the Five of Pentacles can represent temporary financial hardships so expect money to be tight when it appears. In its extreme negative, it can also represent significant financial losses, poverty, homelessness, bankruptcy or financial ruin. Be very careful with money when it appears. If it appears in a future position it is a warning to putting financial safeguards in place to protect your financial security.

In a spiritual context, the Five of Pentacles indicates that you may be going through a tough time spiritually and feeling like the world is against you or that you have bad luck. Reach out to those around you and accept the help that is available, to get you through this time. Remember it is often our hardships that show us our strengths, so embrace any lessons there are to learn and know that this period of your life will not last forever!
Five of Pentacles Reversed Tarot Card Key Meanings:
Improvement in finances/luck, end of hardship, positive change, becoming financially secure, recovery from losses, making progress, overcoming adversity, paying off debts, forgiveness, health improvement/ treatment, being welcomed/accepted, becoming employed, improving/letting go of relationships

General meaning and interpretation
In a general context, the Five of Pentacles reversed is a good omen especially if you have been going through a tough time as it represents hardship coming to an end, overcoming adversity or a positive change in circumstances. You have struggled through the hard times. When everything seemed hopeless, you held on and now you can see the light at the end of the tunnel! It can also signify improvement in relationships, finances or luck. This Minor Arcana card can also represent illnesses improving, recovering from problems and being accepted or welcomed back after a period of alienation or isolation. You should be in a much more positive frame of mind, beginning to rebuild your feeling of security and stability and making progress. You may also be finding forgiveness for anyone who may have caused you issues in the past. The Five of Pentacles reversed can also indicate letting go of people or relationships that were toxic for you as you focus on the future.

In a health Tarot spread, if you have been experiencing health problems or illnesses, the Five of Pentacles reversed can represent diagnosis or treatments. This diagnosis or treatment plan should, if not leading to health improvements right away, at least give you peace of mind that you know what you are dealing with and have a plan to tackle it. However, this Minor Arcana card when in a reversed position can also indicate recovery or improvements in health or well-being. It’s usually a positive card to get in a health reading.

Love & Relationships
In a love Tarot reading, the Five of Pentacles reversed is a good omen to get. If you are in a relationship, it can indicate that you are overcoming previous struggles. That can take the form of improving the relationship at a steady pace and making positive changes. It can also mean making a decision, to free yourself from a relationship that’s no longer good for you. If your relationship initially caused a scandal, this card indicates that you should find people around you becoming more accepting of the relationship. If you are single, the Five of Pentacles reversed is a positive card to get in a love Tarot spread as it indicates that you are coming out the other side of a period of loneliness or feeling rejected. You will be making positive changes in your life and feeling much more open to the romantic possibilities all around you. You are ready to embrace a new relationship and take a chance on love. This positive energy will attract others to you.

Money & Career
In a career Tarot spread, the Five of Pentacles reversed is a much better omen as it can represent recovery for a struggling business or a return to employment. If you have been feeling stuck in a career rut due to a lack of opportunities, this card would indicate that the struggle is over and opportunities will soon present themselves. In a financial context, the Five of Pentacles reversed can represent recovering from financial hardship or losses, paying off debts and becoming financially secure after a period of instability. You’ve come through the worst of it now!

In a spiritual context, the Five of Pentacles reversed indicates that you have come through a tough time spiritually and feeling like your luck is improving. You can see light at the end of the tunnel and your faith in the universe’s love for you is being restored. Think about how you can use the strength and wisdom you have learned from your struggles to help those who need it.