FIVE OF PENTACLES

FIVE OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Isolation, insecurity, worry, financial loss, poverty
Reversed: Recovery from financial loss, spiritual poverty

FIVE OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Five of Pentacles, like the fives in the other suits, portrays a situation of adversity. In this card, a destitute couple walk through the snow outside the stained glass of a brightly lit church window. The church is symbolic of providing spiritual comfort while helping those who cannot help themselves. The man uses a crutch because of his crippled leg and the woman attempts to cover herself with her threadbare shawl. Both appear to be living in poverty and with little or no possessions.

UPRIGHT FIVE OF PENTACLES TAROT CARD MEANINGS
The Five of Pentacles typically points to a time of financial strife, poverty and adversity and indicates that you have suffered a significant financial loss or failure. This card shows the many faces of material misfortune and lack, including loss of funds, general poverty, illness, unemployment, and solitude. If you have suffered a loss, know that there are people around you who are willing to help. There is always a solution and always a way out, so either open your eyes and go to it, or close your eyes and let the inner light guide you.
Often, what has caused these financial problems is a matter of your own emotions – greed will lead to loss, anxiety will lead to error, possessiveness will lead to solitude. By focusing on the material, you lose sight of your spiritual development. You may be rich for a while but all will be lost if you learn nothing.
On a psychological level, the Five of Pentacles may indicate difficulty with your relationship to money and material things. If money becomes the primary motivating force in life and the gauge by which you judge your worth, the lack of it may produce anxiety and a sense of being excluded from the good things money can provide. For example, if you are unfortunate enough to encounter financial difficulties such as the loss of employment or an investment gone belly-up, you may fall into the trap of losing faith in your ability to recreate a positive financial situation for yourself. Therefore, you should not only consider your actual financial circumstances but also your attitudes toward money. What fears do you have around money and wealth? Are you anxious about never having enough, or do you have faith in your ability to manifest what you need to live a prosperous, fulfilled life no matter what your circumstances? Often wealth is based as much on your psychological state as your actual financial state.
In a world that often equates success with financial wealth, the loss shown on the Five of Pentacles can be a humbling blow to your self-esteem and sense of self-worth. This loss can occur in any number of ways but even though an external event may seem to be the cause, this card often reflects that the loss is something you have bought upon yourself. There is a spiritual loss that often precedes or accompanies loss of material wealth.
The Five of Pentacles can also point to a time of being alone, feeling abandoned, ignored and unwanted. You may be excluded from group events or you are being ostracised by others. You are in desperate need of support and comfort from those who actually care.

REVERSED FIVE OF PENTACLES TAROT CARD MEANINGS
The Five of Pentacles reversed indicates an end to difficult times, particularly if you have recently suffered a major financial loss or job loss. You may find new sources of income, a new job, or someone has offered to help you out while you get back on your feet. You may be starting to feel as if life is worth living again and starting to regain your self-confidence. Finally you can see a way out of your financial difficulties and your hope is being renewed.
The reversed Five of Pentacles can sometimes indicate the persistence of inner, spiritual poverty. It reflects a time when you feel isolated and alone, even if surrounded by many people. You may feel as though something is just completely out of place and you are struggling to place your finger on what it is. Return to the Four of Pentacles and you may come to realise that you have placed too much emphasis on your material wealth and have neglected your spiritual well-being.

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PAGE OF PENTACLES

PAGE OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Manifestation, financial opportunity, new job
Reversed: Lack of progress and planning, short-term focus

PAGE OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Page of Pentacles shows a young man who stands alone in a field full of freshly blossoming flowers. Behind him in the distance to his right is a grove of lush trees, probably fruit-bearing trees of some sort, and to his left lies a newly furrowed field which promises an abundant harvest. The Page walks slowly as though he were unaware of anything around him other than the golden coin in his hands, which he closely examines. The bright sky above him suggests that all is well in his world and that this is a tranquil moment spent planning his path towards future success.
The Page of Pentacles, like the pages of all the suits, is a card of new beginnings, of inspiration and the initial stages of a creative project or venture. Pentacles correspond to the alchemical element of earth, and in this sense the coin that the Page holds may symbolise the beginnings of sensual awareness not only in terms of money and its value but also in terms of a growing awareness of the importance of health and other material needs.

UPRIGHT PAGE OF PENTACLES TAROT CARD MEANINGS
The Page of Pentacles is a card of dreams and the desire to manifest those dreams in the material world. You may be in the midst of a new project such as a hobby, business venture, or the beginning of a new educational experience. In any case, the Page is a sign of enthusiasm and desire, focused around a goal or a ‘dream’. The card does not indicate the fulfilment of dreams as much as the initial motivation and energy to begin the process of creating those dreams in reality. Therefore, this card encourages you to begin to put in place clear plans and actions that will ultimately lead you to achieve your dreams and goals. This is a time when you need to be able to apply careful planning in order to manifest your dreams and achieve your goals. You need to remain focused on the practical and tangible elements, keeping your feet firmly planted on the ground and not getting carried away with more ideas and concepts but rather being focused on what is realistic and achievable. This is when your common sense and pragmatic approach will lead you to success and to finding a solution that actually works.
Now is the time to start acting on all of those grand ideas and concepts that have been brewing in your imagination. Now is the time to make them real!
The Page of Pentacles also asks you to grow and expand in a way that generates prosperity and wealth for the future. You are just at the beginning of a new project or venture that will require you to remain focused on tangible outcomes and results. Be clear on what skills and resources you will require in order to draw wealth and abundance to you.
The Page of Pentacles has the desire to learn all things. He is dedicated to knowledge and the attainment of wisdom and new skills. He is devoted to all in which he is engaged and he has great concentration in his interests and pursuits. Thus, the appearance of this card suggests that success will come to you after you have mastered new skills and have set your mind to achieving specific, tangible goals. You may need to consider further study, expanding your skill sets at work, or learning completely new ways of doing things. Do not be afraid to be the apprentice again, even if you are a master of another domain. Think of those 70-year-olds who enthusiastically start a University degree! The more skills you bring to your portfolio, the more goals and dreams you can achieve.
Sometimes, the Page of Pentacles can represent a young person who has an entrepreneurial spirit. This person may be eager to attain wealth by pursuing a new business idea, by learning new skills or by applying themselves to a new situation. This Page might be young but there is also great enthusiasm, commitment, dedication and a strong sense of responsibility to see the project through.

REVERSED PAGE OF PENTACLES TAROT CARD MEANINGS
Upright, the Page of Pentacles is about manifesting your dreams and goals. When this card is reversed, it can indicate that there are current blockages standing in the way of you achieving those goals. It may be that you have not planned sufficiently, or that you have become lazy and complacent and have lost sight of your goal. You may also be too busy daydreaming about new dreams and goals, without having taken any action on your original dreams and goals. So, you need to review your goals and think again about why you were originally motivated to achieve them. Think about what it will be like once you achieve that goal, and become re-committed to your objectives and the actions required to make your dreams a reality.
The reversed Page of Pentacles can also indicate that you are focusing on short-term pleasures and desires rather than sustainable and long-term goals. You will need to move beyond material satisfaction and towards what will bring you sustainable happiness and fulfilment.
Similarly, you may be finding it difficult to get a specific project or idea off the ground. Each time you try, it seems to amount to nothing, or it takes you even further away from where you want to be. There is a lack of success here and a mounting frustration that perhaps you will never be able to achieve what you want. You may be losing faith in your talents and abilities. If this is the case, relax, lighten up and give yourself some space and ‘down time’ for a short period. Take a holiday or a break from your usual routine, and you will find that this helps you to re-energise and re-focus.

EIGHT OF PENTACLES

EIGHT OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Apprenticeship, education, quality, engagement
Reversed: Perfectionism, lacking ambition or focus

EIGHT OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Eight of Pentacles shows a young man labouring over eight coins, carefully etching out a pentacle shape into each coin. He has already successfully completed six coins, and has two more to go. It is clear that he is in the middle of a project that absorbs all his attention. He has isolated himself from others (the town in the background) in order to concentrate on the task at hand. This card reflects a time when you are focusing all of your energy on something and making sure it is as perfect as it can be. You are very engaged in what you are doing and determined to do a good job.

UPRIGHT EIGHT OF PENTACLES TAROT CARD MEANINGS
The Eight of Pentacles is the card of apprenticeship. An apprenticeship, whether actual or metaphoric, is a time of learning new skills and a time of beginning something that one has not previously done. In this sense, the Eight of Pentacles indicates that you are experiencing or about to experience a change or a new beginning in terms of your work, education or financial circumstances. However, unlike many of the other cards indicating change or renewal, the Eight of Pentacles symbolises a concentrated determination to master the new skill being learned and the single-minded effort of someone who has consciously chosen a new career path or creative undertaking. This card shows a diligent and hard-working attitude, and indicates that you are applying yourself fully to whatever is at the centre of your attention. This card creates success through perseverance and individual initiative as opposed to luck or the generosity of others.
The Eight of Pentacles suggests you are working away at the finer details of the various aspects of your life, in an effort to continuously improve your situation. You may be unhappy with your current state and you know you need to make some important changes in your life to increase your overall satisfaction. This card is a really positive sign that you are committed to making those changes and to ensuring that you give yourself the best possible chance. Overall, this is a very hard-working and conscientious energy that is present in your life.
The Eight of Pentacles is encouragement to keep doing what you are doing as it will eventually lead to success. Yes, it requires a lot of dedication, focus and patience but as each day passes and as you stay true to your values and beliefs, you get a little closer to your goal. It may not be as apparent as you may like but events are unfolding that will lead you to the right path. Continue working on yourself, too, and making ongoing improvements and adjustments to ensure that you are the best person you can be.
The Eight of Pentacles may indicate further education or study in order to hone your skills. You may already be proficient in a particular skill set but you are now seeking to master those skills. For example, you may be a great home cook but now you are starting to focus your attention on fine French cuisine. Or perhaps you have learnt the basics of Tarot reading but now you want to become a Tarot expert! You know that it will require a lot of focus and dedication in your studies but you are willing to work hard and to pay attention to the details. You know that you will not learn these advanced skills overnight but you are prepared for the journey towards becoming a ‘master’ at your chosen expertise.
If you encounter this card in a reading and are not currently engaged in the active pursuit of your goals, ask yourself what you could learn or create to better yourself or your circumstances. If you are already engaged in the pursuit of new learning, the Eight of Pentacles may be a card of encouragement and reassurance that the energy you invest in your development will be worth your while.
The downside of the Eight of Pentacles is that by focusing on the details of your work or study, you may become a perfectionist. While it is important to get the details right, be aware of any tendency towards perfectionism where you may lose sight of the bigger picture.

REVERSED EIGHT OF PENTACLES TAROT CARD MEANINGS
Reversed, the Eight of Pentacles can reflect that your attention to detail is actually getting in the way of innovation and change. The Eight of Pentacles is perfection in a self-contained world, a world that needs nothing but perfect pentacles, one after another. But what if the rules change? What if you are called upon to do something completely different to the task at hand or you need to change your focus? This may send you into a tailspin! If you need to take a risk, or to shift gears, the reversed Eight of Pentacles shows that your perfectionism has become a barrier to your success. You will have to let go of the smoothness and predictability of doing what you have mastered, and be willing to make a Fool of yourself all over again.
Often, the reversed Eight of Pentacles reversed suggests that you are working very hard on something but it is not leading to the desired outcome, leading to frustration and disappointment with the lack of success and progress. Sometimes, we can focus in on improving a part of ourselves or trying to fix something, only to find that all that effort is just going on the wrong things. You may be honing in on minute details that are not important to the overall workings of your life. Instead, you need to look at the bigger picture and ask yourself whether this is the right direction for you at this time. How can you bring your attention out of the detail and to the overall picture here? Are you working on the right things, or is there a major part that you are missing? Return to the energy of the Seven of Pentacles and re-prioritise and invest in those activities that will lead to the greatest return.
In a work-related reading, the reversed Eight of Pentacles can indicate a time when you are lacking the ambition, engagement or dedication to see your work through. You are too wrapped up in everyday concerns and worries to take the time out to gain more long-term security. Instead most of your energies are wasted pursuing short-term gains and rewards. Continuing to toil at the same work is not going to get you where you want to be. This might be fine for some people but for you to get anywhere in your current profession, you might actually have to go back and get some additional skills and possibly even take a pay cut while doing so. Rather than trying to look for minor improvements in what you are already doing, this card suggests completely thinking out of the box. Look for something unrelated to what you have been doing, for example, starting your own business or entering an entirely new field of work. Look for something new. The time is right for you to change directions.

THREE OF PENTACLES

THREE OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Teamwork, initial fulfilment, collaboration, learning
Reversed: Lack of teamwork, disregard for skills

THREE OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Three of Pentacles shows a young apprentice working in a cathedral. In front of him stand two architects who are holding the plans for the cathedral. The apprentice appears to be discussing his progress so far with two architects and even though he is less experienced, the architects listen carefully as they value his opinion and his specialist knowledge. There is also an acknowledgement that this young man is an essential contributor to the completion of the cathedral and the architects want to make sure that everyone is on the same page.

UPRIGHT THREE OF PENTACLES TAROT CARD MEANINGS
The Three of Pentacles, like the Threes in the other suits, represents the initial completion of a goal or plan. In this case, the Three implies the fulfilment and manifestation of a creative venture, business, or building project. The inspiration of the individual (i.e. the mason) is beginning to be concreted in the material world, and the decisions of the two (i.e. the two monks) have been made successfully. An initial satisfaction is now being enjoyed and the project is well underway. You have all of the skills necessary to accomplish your goals in life, thus you have the ability to succeed in all your ventures. You are keen to improve the quality of your life or your work.
The message of the Three of Pentacles is one of encouragement. If you continue to work toward the fulfilment of your dreams and do not allow disillusionment to dampen your enthusiasm, ultimately you will experience prosperity and success in your goals. You need to do work that is satisfying to you and that you can be truly proud of. What new beginnings are you experiencing in the material realm? Is there some project or creative venture you have been putting off because of fear of failure? The Three of Pentacles indicates that dreams can be made real with persistence, determination, and effort.
The Three of Pentacles may also suggest that you need help to complete your work and can draw on the knowledge and experience of others. It may be beneficial to share your work with a partner but only if they are as conscientious as you.
At the core of the Three of Pentacles is the notion of teamwork and collaboration. In the card, we see a young mason working hard on building part of the cathedral. The two monks enter, with their worldly knowledge and spiritual understanding to bring a new perspective to the mason’s work. Even though their backgrounds, experience levels and knowledge is very different, they are able to come together to share their expertise in a way that creates synergy and improved results. There is no ‘us and them’ or any sense of superiority. Rather, each person has something unique to offer and is willing to learn from others involved in the project. Everyone is getting the job done together and is contributing to the group through effective listening and sharing. This is a positive card to see when teamwork, collaboration and cooperation are required between parties with different levels of experience.
The Three of Pentacles also points to the importance of feedback. The mason is open to listening to the monks and taking on their feedback on his progress so far. His primary goal is to do a great job, and he knows that the monks will be able to help him get there. He does not take it personally but uses their feedback and input to continually improve in his work.
Effective planning, management and organisation are also key components of the Three of Pentacles. In order to accomplish significant goals, such as building a monumental cathedral, it is imperative that detailed planning occurs to ensure that all the components are progressing well. This card therefore reflects a time when it is essential to create a detailed plan and to follow a schedule. This is when good project management will pay off.

REVERSED THREE OF PENTACLES TAROT CARD MEANINGS
The reversed Three of Pentacles can indicate a lack of teamwork, whereby people are acting in competition with each other and trying to appear the most knowledgeable. You may be trying to work collaboratively with others but there is an increasing level of tension as each individual tries to exert power or control over the group, thus negatively impacting the harmony of the people involved.
If you rely on the cooperation of others, now may be a good time to break free of your current group or network and join forces with another group. The lack of harmony and teamwork is having a negative impact on your performance and there may be a lack of a common goal. It may be best to just move on at this stage.
The Three of Pentacles reversed signifies that you are seeking more respect in the workplace. You have had to be polite and listen to the opinions and feedback of your superiors but now you seem to be growing restless with always taking the advice, rather than giving it. You want to work in an environment where you have the chance to voice your own opinion and be heard, where you are seen as the expert or the leader. You may also be seeking new colleagues who bring with them new knowledge, so as to create a more synergistic team environment.
The Three of Pentacles reversed can also indicate that you are working in a fairly mundane job, in which your contributions and experience are not really appreciated or valued. There is not much opportunity for growth and advancement, and you feel as if your skills and capabilities are not being effectively utilised. It may be a good time to make a career move and find somewhere where your skills are more valued.
Given the upright Three of Pentacles is about good planning and organisation, the reversal of this card can suggest that you are need to bring more of this energy into your work. If you do not have a clear view of how you will accomplish your goals, then it will be beneficial to stop work momentarily and plan out your next steps at a detailed level.

KNIGHT OF PENTACLES

KNIGHT OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Efficiency, routine, conservatism, methodical
Reversed: Laziness, boredom, feeling ‘stuck’

KNIGHT OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Knight of Pentacles, like the Knights of the other suits, represents work, effort, and the responsibility that follows upon the dreams of the Page. The Knight of Pentacles sits upon a heavy plough horse in the midst of a field. In his hands he carries a single gold coin. His eyes reflect careful thought and consideration. The Knight is engaged in the often toilsome, routine efforts required to realise the dreams of his heart. He is building the foundations to support his dreams and his goals.

UPRIGHT KNIGHT OF PENTACLES TAROT CARD MEANINGS
The Knight of Pentacles works in a very methodical and rigorous manner. Though his visions may not be earth-shattering, and his methods are certainly not original, the Knight of Pentacles sees that everything he undertakes will meet with nothing but success. He has the patience to accomplish all his tasks and he is incredibly reliable due to his sense of responsibility and commitment. As a court card, the Knight of Pentacles may represent a part of yourself, someone in your life or an event.
As a part of yourself, the Knight of Pentacles suggests that you need to be trustworthy, reliable and a good provider. You need to follow a routine to ensure that an important task or job is completed from start to finish at the standard expected. You are in ‘implementation mode’ and are committed to getting the job done, even if it requires hard work along the way. You are also fiercely loyal and prepared to do whatever it takes to ensure the job gets done.
There is a certain element of perfectionism associated with the Knight of Pentacles. You are meticulous in your approach and you make sure that everything is planned and executed down to the finest detail to create overall success. You will never leave a job half done. It is essential to you that you complete all assigned tasks and projects to a certain standard and that you follow through on your promises.
If you are dependent on the efforts of someone else to help you accomplish a goal in life, they will prove trustworthy and reliable. They are as committed to your goal as you are and they are very conscientious and committed in their work. For example, you may have employed the help of a house cleaner who consistently does a great job, or a virtual assistant who is dedicated to assisting you with every task you throw their way. This is someone who wants to do a great job and is not afraid of hard work in order to meet your expectations.
As an event, the Knight of Pentacles often shows a time when you will have to assume responsibility and take charge of a situation. You may be assigned a project or given a task to do, and you will have to commit your time to see that project through to the end successfully. With the Knight of Pentacles, you will be required to accept responsibility without any complaints or grudges.
Sometimes, the Knight of Pentacles points to the more mundane elements of life. It represents routine, day-to-day activities, and general hard work that can sometimes be a ‘slog’. It indicates a conservative approach that is risk averse and very ‘safe’. This card also asks you to continue doing what you are doing, plodding along and making gradual progress. There is also no need to change your approach, just ‘more of the same’. Go with the flow, stick with your usual routines, and over time, you will reach your goals.
Similarly, the Knight of Pentacles suggests that you are taking a very moderated and conservative approach to life right now, and while you may be feeling that change is imminent, you are sticking to your tried and tested ways of doing things. You have established that you need routine and careful planning if you are to achieve your goals. It may not necessarily be a very interesting or exciting period but at least you know you are on the right path to achieving your goals. Even if you are growing weary and tempted to quit, this Knight beckons you to keep at it, keep grinding away at it and you will eventually see success. Keep your promises and stay true to your commitments.
Conversely, if a situation has been stagnant for some time, you might see this Knight as a suggestion that you are being a bit stubborn and could do with a compromise. At times, this Knight can become too narrow-minded when he is fixated on his own ‘stuff’ and is hard-headed, obstinate and resistant to change.

REVERSED KNIGHT OF PENTACLES TAROT CARD MEANINGS
The Knight of Pentacles reversed is about feeling stuck in a routine and a repetitive pattern of behaviour. Life is becoming mundane and boring, and you are beginning to crave change or any sort of spontaneity. To free yourself from this repetition, aim to do things differently each time and bring some spontaneity into your life.
In a relationship, the reversed Knight of Pentacles can reflect boredom and restlessness. One partner may be happy with routine and ‘more of the same’ but for the other partner, it is torture! You may also find that your relationship has lost its romantic side and now you are just focused on day-to-day activities such as grocery shopping, school runs, cooking dinner and the like. Try to find time in your day to spend some quality time together, otherwise you risk losing the attention of your partner.
The Knight of Pentacles reversed can also suggest there are practical matters in your life that you have chosen to ignore recently. Mundane activities such as home upkeep, money matters, business relationships, and moving forward in your career have been left by the wayside as you focus on more exciting or important opportunities. Depending on what is on your plate currently, you may want to make more time to get your life in order, or you may continue to focus on more pressing or important priorities.
As a person, the reversed Knight of Pentacles can reflect someone who is unadventurous, overly conservative and resistant to change. This person may prefer to just stay at home while others are out having fun and taking risks. If this is you, you may be isolating yourself from others or losing the interest of your friends. Try to get out a bit more and be open to new experiences.
The reversed Knight of Pentacles can also indicate that you are becoming a perfectionist in how you approach your work. You may be critical of others who do not share the same attention to detail as you, and you may become quickly frustrated when their work is not at the same standard as yours. While your hard work is appreciated, you do not want to lose the support of others along the way and may need to be more flexible in your approach.

TEN OF PENTACLES

TEN OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Wealth, inheritance, family, establishment, retirement
Reversed: Financial failure, loneliness, loss

TEN OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Ten of Pentacles is a card of culmination and final fulfilment. The card shows an aged, wise man sitting comfortably just outside an archway leading into a town. He is surrounded by his family and his dogs and wears a rich robe decorated with images of grapevines, crescent moons, and other symbols. Behind the laughing couple under the arch, a young boy reaches playfully to pet one of the dogs. This card is a symbol of financial security, accomplishment, and comfort. The patriarch is able to rest and enjoy the fruits of his labours in retirement while he looks on at the lives of his children and grandchildren. This is a man who has accomplished a great deal during his life and is now able to rest in the satisfaction of knowing that what he has created will provide value and joy to others, even when he is gone.

UPRIGHT TEN OF PENTACLES TAROT CARD MEANINGS
As a Ten, the Ten of Pentacles is such a great sign that despite challenges and setbacks along the way, you will finally reach a point of completion and accomplishment in your journey. This sense of accomplishment is likely to be as a result of an improved career path, more solid financial reserves, a stable home environment and a possible committed and long-term relationship. This is one of those cards that shows that everything will eventually come together in a wonderful way and you will feel highly successful and proud of everything you have achieved. You will also feel compelled to share this success with others to ensure that they are also well cared for.
This card reminds me of the wealthy retired father figure who can now finally relax and enjoy his family and his home. He has worked incredibly hard over his lifetime in order to build up wealth, prosperity and security. He now has the financial reserves to share with his family to ensure that they are well supported now and in the future, which in turn leaves him feeling happy and content with his ability to ‘provide’.
With the focus on the family, you may be more inclined to direct a lot of your energy into ensuring that your family has everything that they need, from finances, to security and a good home life. You want to ensure that your children and family will always have everything they need.
The Ten of Pentacles shows how family, or even extended family, is incredibly important. It represents tradition, being a part of something bigger and realising that the blood of your ancestors runs through your veins. It signifies that you are part of a long chain of individuals who subsequently creates a family, a ‘tribe’ and a society. It provides structure where you can sit safely and comfortably, knowing that you are a part of history and heritage.
The Ten of Pentacles is also a card of affluence and wealth. You are blessed with material abundance and are now free from any sort of money troubles. You feel financially secure and you are fortunate enough to have luck and success on your side to ensure your financial reserves are high.
This card reflects permanence and creating a lasting foundation for future success. It is a card of commitment to a sustainable future, taking into consideration not just the short-term benefits of a particular venture but also the long-term benefits. It is about investing in the long-term and knowing that you need a consistent approach in order to achieve success that will last the test of time.

REVERSED TEN OF PENTACLES TAROT CARD MEANINGS
Upright, the Ten of Pentacles shows a beautiful picture of a family within a huge castle. The ‘man of the house’ looks so happy to have finally accomplished everything that he has in life and is glad that he can now provide for his family for many years to come. This is one of those ultimate commitment cards often associated with marriage, financial success and established families. Reversed, however, it suggests that there is something getting in the way of this picture. The stability and security of the family unit, the marriage or the financials has been undermined and there is no longer that feeling of stability. In some cases, it can mean that a marriage has come to an end very recently and it is now going through a process of divestment. In other cases, it can mean that this is a temporary state of flux and there is still the possibility that it can get back on track.
Reversed, the Ten of Pentacles is about failure on a financial level. This card indicates financial loss, problems with investments, and lack of resources. Despite a lot of time and effort, there seems to be many limitations to future success as a result of a poor foundation. In some cases, this card represents the problems of money, such as fears about finances and quarrels over property, as finances become an impediment to the enjoyment of life. It could indicate that you are beset with financial burdens and responsibilities.
In a relationship reading where the relationship is relatively new, the reversed Ten of Pentacles suggests that while you are keen to progress this relationship further, you are still not 100% sure that it has potential for the long-term and you may be questioning whether your partner is truly husband/wife material or not. You may be looking for a long-term relationship but you are unsure that your partner is going to be the one who will provide that long-term commitment.
Similarly, if you are single, the reversed Ten of Pentacles suggests that you are looking for a fun relationship at this stage, not anything more committed than that. You would prefer something that is just casual but still secure enough to know that you are a couple.

SEVEN OF PENTACLES

SEVEN OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Vision, perseverance, profit, reward, investment
Reversed: Lack of long-term vision, limited success or reward

SEVEN OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Seven of Pentacles portrays a young man taking a rest from the difficult work of harvesting his abundant crop. He has been labouring long and hard in his garden. The foliage is full and the blossoms are out. It seems that his work has paid off. He gazes meditatively at the pentacles hanging from the rich greenery of the thicket in which he works and seems to be contemplating the value of his efforts. He is finally taking a break to admire his handiwork and the benefits of his labour.

UPRIGHT SEVEN OF PENTACLES TAROT CARD MEANINGS
The Seven of Pentacles shows that you have a strong desire to invest in those things that will provide long-term benefit. You understand the value of putting in time and energy now for longer-term rewards, and you are not necessarily looking for ‘quick wins’ as such. You also want to make sure that you are focusing your attention on the right areas that will give you the biggest ‘bang for your buck’, instead of wasting time on areas that will not deliver any value. You have a long-term view and you are focused on sustainability of results.
Similarly, if you are planning for the future, the Seven of Pentacles shows that you are taking a long-term view and you are assessing where you can best invest your time and energy for the maximum output. You do not want to keep putting your heart and soul into something if you are not getting the rewards for it, and no doubt, you have started to see that there are some areas in your life that are just become energy-sappers but without the reward.
The Seven of Pentacles indicates that if you have been working extra hard or putting in extra effort into something, it will finally pay off. Your effort will definitely be worth it and you will see the results and rewards for your labour. You may have been working on something quite challenging and important for the last few months, and this is likely to come to a culmination. You are likely to see financial or other tangible rewards for all of your hard work.
Sometimes, however, the Seven of Pentacles can denote frustration. You have been labouring away at something important and you may be starting to feel concerned that you will never be rewarded for your efforts. Be patient and appreciate the progress you have made so far. If your hard work has not yet paid off as planned, remember that your expectations may be unreasonable. There are no guarantees. Be grateful, focus on the present and do what you can with what you have.
This card follows the Six of Pentacles which indicated the ending of a difficult period of financial or material difficulty. In the Seven of Pentacles, the situation is reversed and you are now experiencing the rewards of hard work and effort. However, the question at hand is whether the rewards of hard work are in fact worth the effort to acquire them. It is often at the time of greatest success that you realise what you desired so much is in fact somewhat disappointing and perhaps not worth all of the effort. A bit like postgraduate study…
The Seven of Pentacles may therefore represent fear of failure, delays and frustration. However, the positive side to it is that you are more likely to be learning from these setbacks and evaluating how you can better invest your time to create the most value. In order to avoid feelings of frustration, ensure that you review your progress to date at regular intervals, particularly when engaged in long-term or enduring work, so that you can review what is working well and what is not and where you can make adjustments. Make sure that you are on course and that you are on track to achieve your goals.

REVERSED SEVEN OF PENTACLES TAROT CARD MEANINGS
The reversed Seven of Pentacles suggests that your efforts may be scattered at this time and you are starting to question whether or not you are investing in the right areas. You may be outlaying some initial money on things that will not actually deliver results. So, the opportunity here is to examine your current and planned investments (both financial and time), and make sure that you are going to see a return on those investments. Use a prioritisation system to ensure that you do not waste time and money on areas that will not deliver results.
Similarly, the Seven of Pentacles reversed indicates that even though you may continue to invest a lot of energy into a specific situation, you may not reap the rewards you are looking for. As such, this card calls on you to prioritise your activities very carefully. You need to do a cost-benefit analysis on the major tasks involved to bring your project to fruition as there are certainly a number of tasks that are currently taking a lot of your time and energy but are not bearing the rewards you are seeking. Take stock of what you still need to do and focus only on those things that will get you to where you want to be. You may find that there are a lot of things that you get involved in that are just not value-add. For example, email and meetings are huge time wasters if not used effectively. Try to get down to the 20% of tasks that deliver 80% of the value, and focus on these, rather than investing your time in tasks that do not deliver any results.
As a key strength, the reversed Seven of Pentacles can indicate that you know when to stop investing in something when you are seeing little return. Some people are inclined to keep persevering at something, even if it is not working out, just because they have already invested a lot of time, energy or money into it. However, you are very good at identifying when a situation is no longer delivering you any value and knowing when to pack it in and try something else.
In a relationship reading, the reversed Seven of Pentacles indicates that you have been working very hard on laying the foundations for your relationship but now, for some reason, you are concerned that you are going to lose all of that. You may also be feeling frustrated that the relationship is not progressing or growing as quickly as you had hoped, particularly given that you have put in so much time and energy. Sometimes you can pour your heart and soul into something but it does not always mean that there will be results. You may come to the realisation that it just is not worth your time and no matter how much you try, the relationship is going to continue to hit roadblocks.

SIX OF PENTACLES

SIX OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Generosity, charity, giving, prosperity, sharing wealth
Reversed: Debt, selfishness, one-sided charity

SIX OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Six of Pentacles shows a man dressed in a purple robe, symbolic of his wealth and status. In one hand, he holds a balanced scale, representing fairness and equality, and with the other hand, he feeds two beggars who kneel at his feet. Not only does this card reflect the state of being materially secure, it also suggests that you are able to use the abundance in your life for the benefit of others. The wealthy man shares his abundance so that stability is preserved.

UPRIGHT SIX OF PENTACLES TAROT CARD MEANINGS
The Six of Pentacles is a card representing being in harmony with your money. The amount that comes in and the amount that flows out are in balance, and you are thankful for what you have without being grasping of it, and happy to share with others in need. This card is also about charity. You may either be the wealthy man in this card, giving away his wealth, or the beggars, gratefully receiving what the man has to offer.
If you are the wealthy man, then you have accumulated great wealth and are now in a position where you can offer financial assistance to those in need. Now that you have lived through the darkness long enough to see the inner light, it is time to help others who are not so fortunate. Consider giving to charity or reaching out a helping hand to someone who needs your support. The generosity of the Six does not limit itself to money and material things. Giving of your time or your wisdom is often just as spiritually fulfilling as giving away money or gifts, and the intangible gift of your presence is received just as well, if not better.
You may also be inclined to make a loan to someone, on the premise that they will eventually pay you back once they are back on their feet. This is a loan built on trust and good faith, knowing that if you give something away, it will come back to you. Remember, though, that this is more about a short-term fix and not a sustainable solution towards self-sufficiency. So, think about how you can financially support your family or friends in a way that encourages them to stand on their own two feet eventually.
If you are the beggars in the Six of Pentacles, then you may be the recipient of someone else’s charitable activities. This will help you to get back on your feet and to eventually repay the charitable organisation or individual, either with your time or your restored wealth. You will also need to identify ways in which you can become more self-sufficient in the long run. The risk of accepting charity is that you become dependent on it and cannot look after yourself. Be mindful that you are not becoming submissive or noticeably ‘desperate’ as a result of the charity that someone else is providing you.

REVERSED SIX OF PENTACLES TAROT CARD MEANINGS
The Six of Pentacles reversed suggests a one-way street in terms of charity. You may have lent money to a friend or given someone a favour but, in this instance, do not expect the money to be repaid or the favour to be returned. Or, you may expect it to be repaid but it never is. With this in mind, be careful about who you lend your money to, especially if you yourself are in financial trouble. While a generous spirit is a wonderful quality, you need to ensure that you are able to support yourself whilst helping others. You may have a tendency to spend or give away more than you can afford to.
Be careful with the amount of debt that you get into. It is possible with the reversed Six of Pentacles that you are getting in over your head and it will soon come back to bite you in excessive interest rates or personal threats if you are unable to pay it back in time. Be wary, too, of ‘get rich quick’ schemes that are more likely to leave you with a hole in your pocket than a pile of cash.
The Six of Pentacles reversed sometimes reflects the selfish side of charity. In some cases, people give to others not for the benefit of the other but for the benefit of themselves. Be careful that you are not trying to prove to others that you are generous because you can give to the poor or the needy. Aim to give selflessly rather than selfishly.
In a relationship reading, the reversed Six of Pentacles suggests that one partner is doing a lot of the taking but not a lot of the giving, thus creating an inequality in the relationship. You need to be careful that your generous spirit is not being taken advantage of and that you are not always the one making compromises for your partner’s benefit.

KING OF PENTACLES

KING OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Security, control, power, discipline, abundance
Reversed: Authoritative, domineering, controlling

KING OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The King of Pentacles is a card of worldly success, ultimate fulfilment, material satisfaction, and high ambition. The King sits upon a throne decorated with carvings of bulls and vines and his robe is covered with embroidered grapevines rich with fruit. He appears very regal and sophisticated. At his feet and all around him are vines, flowers, and plants of all sorts, representing the highest attainment of material success. In his right hand, he holds the sceptre of his power and in his left he holds a golden coin, symbolic of his material influence. Behind him is his castle, a symbol of all he has built through his efforts and determination. This King is therefore very serious about financial security and has made the accumulation of funds his main preoccupation in life. He is very proud of his achievements and willing to show others his prized possessions.

UPRIGHT KING OF PENTACLES TAROT CARD MEANINGS
The King of Pentacles represents abundance, security, ambition, power, stability, discipline, trustworthiness and control. He is a fatherly figure who likes to take care of others through providing advice, guidance and wisdom, as well as more material aspects such as financial support and wealth. He is a true provider and generates a lot of his self-worth from what he has accumulated and what he can share with others.
The King of Pentacles is a lot like King Midas. Everything he touches turns to gold. He is a shining example of financial stability, with wealth and experience coming easily to him and to share with everyone around him. This is a man who has reached the pinnacle of his financial power and influence and is able to rest assured of his continued prosperity. He is no longer required to struggle to achieve what he desires, like the Page and the Knight, and is able to accomplish anything he wants because he has already proven himself.
Thus, the King of Pentacles often indicates the final fulfilment of a creative task, business venture, or investment. Through diligence, responsibility and attention to detail you have achieved great things and can finally say that you have completed your task or attained your goal. You can now enjoy all that you have accomplished and the successes you have created. You have created a richness of life, not just financially but also spiritually, which will set you up very well for the future.
Whenever you need the skills to manage your day-to-day affairs competently and efficiently, you can call upon the King of Pentacles. Work hard, methodically and conscientiously. Give generously of your time and resources, because by giving you often receive more, and making more money is something that all Kings of Pentacles love to do!
This King is business-oriented and highly enterprising. He becomes thoroughly engaged in any activity that provides the ability to generate more wealth or more business. He is able to make any venture successful and can find a business opportunity almost anywhere! He can take an idea and make it work financially. He is a natural-born manager (as opposed to a leader, which is more representative in the King of Wands) and business person.
The King of Pentacles indicates that a methodical, planned and well thought-out approach will lead you to success. Many consider the King of Pentacles to be dull and unimaginative but this is a likely consequence of his preference to do things in the most ‘tried and tested’ way. You have experimented in the past with what works best and have landed on your own methods and practices that you know will continue to work for you in the future. So, you continue down this path rather than trying new ways of doing things. You know that you have reached the height of achievement and you do not need to take any more risks.
The King of Pentacles also calls on you to be pragmatic and to stay informed on practical matters. You need to get down to the basics and use your problem-solving ability to get to a solution. You also need to be able to leverage your various skills and resources in order to create success. This King can also play the political game well, interacting comfortably with everyone, no matter what his or her status.
The King of Pentacles reminds you to remember that appreciating the sensual, luxurious side to life often makes life more pleasurable. As such, this King is about quality over quantity, and learning to enjoy a full and joyful life. He is not afraid to spend money when appropriate so that he can generate much joy and benefit from life.

REVERSED KING OF PENTACLES TAROT CARD MEANINGS
The King of Pentacles reversed may show some possible downsides or character traits to be aware of. He can show an excessive interest in material things, including good food, wine or sex. These can be fun but can also be taken to an extreme. He can also be very stubborn and traditional about some things, which could be exasperating. He also expects to be King of his castle, and is possessive about his home and things.
The King of Pentacles reversed is a man who will do anything for money. He is impressed by other people’s status and social position and will readily say ‘yes’ to any requests from those above him. At the same time, he dismisses those who do not hold the same level of authority and status, and may come across as a ‘snob’ to others. He is constantly name-dropping and trying to prove himself by bragging about the people he knows. This reversed King can be either a workaholic or an extremely lazy man who expects others to look after him financially. He may care only for his possessions, and uses other people to gain them. He may be someone who marries for money, leaving the person only when he has gone through all of their resources.
The reversed King of Pentacles can be highly rigid in his approach, so when this King shows up in a reading, look at your life. Are you feeling ‘stuck in a rut’? Having your feet on the ground is a good thing but everybody needs to lighten up once in awhile and stick their heads in the clouds, even if it is just for a breath of fresh air.
As the upright King of Pentacles reflects a committed and devoted partner, the reversal of this card may indicate fear of commitment or a strong desire NOT to be committed to anyone. You may have thought you met the ‘man of your dreams’ or your ‘future husband’ in this person but you have quickly come to realise that he is not what you are looking for. He may not be as reliable or dependable as initially thought, and instead he has become overly controlling, authoritative and possessive in your relationship with him.
Similarly, your partner, who is normally there to provide for you and protect you, may recently be going through a difficult period and now the tables have turned. Up until now, you have seen him as your rock, someone who is incredibly well-established, accomplished, sturdy, stoic, proud and successful. However, now you must be the ‘rock’ and the firm foundation, supporting your partner while he regains his strength and courage. There may be increased instability and uncertainty over the coming months.
In a family relationship, the reversed King of Pentacles can indicate the possibility of familial abuse, particularly through misuse of power, authority and control. He may be highly disciplinary, rigid and inflexible, failing to show his love through positive means and only suppressing the spirit of others.

NINE OF PENTACLES

NINE OF PENTACLES TAROT CARD MEANINGS KEYWORDS
Upright: Gratitude, luxury, self-sufficiency, culmination
Reversed: Over-investment in work, financial setbacks

NINE OF PENTACLES TAROT CARD MEANINGS AND DESCRIPTION
The Nine of Pentacles shows a mature woman walking in the midst of a vineyard. The vines are heavy with grapes and golden coins representing the fruitful accomplishment of all her desires. A falcon sits calmly on her left hand, symbolising her own intellectual and spiritual self-control. Far in the background is a large house, presumably belonging to the woman herself. There is a general sense of peace, satisfaction, and the fulfilment of a creative venture or personal investment in the image of the Nine of Pentacles that offers a more permanent, lasting achievement as the result of one’s own efforts.

UPRIGHT NINE OF PENTACLES TAROT CARD MEANINGS
The Nine of Pentacles indicates that you have reached a point in your life where you are feeling self-confident, self-sufficient, independent and free. By acting on your own accord, you have attained well-deserved success and may now enjoy money, leisure time, pleasure, material comfort and rest. You appreciate what is now available to you, knowing that the difficulties are over. You also know that you can complete any work necessary through confidence, self-discipline and patience.
The Nine of Pentacles is about enjoying the good life and the fruits of your labour. You have worked hard to get here, so now, sit back and relax and enjoy some of life’s luxuries. You deserve it! Do not be afraid to splurge, indulge or pamper yourself, particularly if it is as a reward for all of your hard work. Treat yourself to a special occasion, to simply celebrate the journey you have been on to achieve your goals and to re-energise yourself for the next phase. You are close to reaching completion, so acknowledge this and then prepare for what will come after.
Sometimes, however, the Nine of Pentacles can indicate that you are close to reaching your goal but you have not yet made it. So, as a result, you may want to stick to your program and continue sacrificing until you have reached that goal. You are showing great self-discipline and self-control to ensure you get to where you want to be.
Whilst the suit of Pentacles typically focuses on material wealth and gain, the Nine of Pentacles also suggests that you are in harmony with the nature that is around you. You have an appreciation for the beauty and abundance found in nature and you are able to harness this energy to bring pleasure into your life. You may enjoy gardening or floristry, or you may simply like to pass your time in the beauty of nature with picnics or walks in the park.
The Nine of Pentacles can indicate a time of restraint, poise and grace. The figure in the card is very lady-like and refined. She lives a comfortable, luxurious lifestyle and is able to keep herself looking ‘nice’. This is a time when you need to carry yourself with grace and refinement, and to be tactful and diplomatic in your dealings with others.

REVERSED NINE OF PENTACLES TAROT CARD MEANINGS
In its reversed position, the Nine of Pentacles suggests that you may be suffering from financial setbacks or you have experienced a loss due to unwise decisions or foolish actions. Your foundations may be about to give way. If they do, learn from your mistakes and build a more solid and secure foundation next time.
The Nine of Pentacles reversed can also indicate an over-investment in work. You are working long hours at the detriment of your personal life. This is a good time to return to a natural setting (e.g. a forest, beach, mountain or lake) to restore your energies and rejuvenate yourself.
Similarly, the reversed Nine of Pentacles suggests that you may need to release some of your focus on needing to sustain particular income and a particular standard of living, especially if this is coming in the way of other life priorities such as family or relationships. You may think you need the best of everything but really, all you need is your family and loved ones around you. Do not be afraid to take a cut to your income for a short time or to reduce your hours at work, even if this means that you have to eat rice and beans each night for a week to make up for it! It is important that you are focused on what is most important to you. Finances may need to come second and while you need to at least have food on the table, there may be some areas where you can cut back and reduce your dependence on material wealth.
On the other hand, the Nine of Pentacles reversed shows that you want to be able to lead a luxurious life but there is something getting in the way. For example, part of you knows you deserve a beautiful home but another part of you doubts yourself and whether or not you can truly afford it or whether you are going too far and splurging. You want to be surrounded by beauty but you also do not want to be dependent on material possessions for your satisfaction and fulfilment. You do not want to be seen as spending your money frivolously, and so you are reluctant to invest in ‘luxury’.